About Source Capital
Source Capital is a trusted California-based hard money lender with over 40 years of combined expertise in probate and estate financing. Their mission is to provide efficient, transparent, and flexible financial solutions to help clients bridge cash-flow gaps during probate or trust administration. Known for their professionalism and client-focused approach, Source Capital simplifies complex financial processes to deliver timely results.
Products and Services
Probate and Estate Loans
Source Capital specializes in short-term, asset-backed loans designed for executors, heirs, and trustees managing estates. These loans allow clients to access funds quickly without relying on personal credit or income history. Here’s what you can expect from their probate loan services:
- Loan-to-value (LTV) ratio of up to 65%
- Interest rates starting at 8.99%
- Loan amounts ranging from $100,000 to $5,000,000
- Loan durations of 12-24 months
- No appraisal fees
- Flexible repayment options with no prepayment penalties
Funds can be used to cover taxes, legal fees, mortgage payments, and property maintenance, or facilitate sibling buy-outs and trust-based distributions.
Loan Terms
| Detail | Key Features |
|---|---|
| Interest Rates | 8.99%–11.99% (First Position) |
| Loan Amounts | $100,000 – $5,000,000 |
| Loan Duration | 12-24 months |
| Property Types | Residential, Multifamily, Commercial, and more |
| Closing Time | Within 10 business days or less |
| Prepayment Penalty | None |
| Lien Position | First and Second Trust Deeds Only |
Common Property Types
- Owner-occupied and investment residential properties
- Multifamily properties
- Commercial, industrial, and mixed-use properties
- Retail spaces and office buildings
Why Choose Source Capital?
Fast and Reliable Financing
Source Capital offers rapid approvals, with most loans approved within 24 hours and funded within days. Their streamlined process ensures you can access funds when you need them.
Transparent Terms & No Hidden Fees
With Source Capital, what you see is what you get. There are no hidden fees, surprises, or prepayment penalties, giving you complete control and flexibility.
Expertise in Probate Financing
Navigating probate can be challenging, but Source Capital’s in-depth understanding of probate complexities simplifies the process. They guide clients through filing court petitions, obtaining beneficiary consent, and more.
Customer-Centric Approach
Clients rave about Source Capital’s responsiveness and professionalism. From start to finish, their team works closely with you, ensuring a smooth and stress-free lending experience.
Unique Benefits
- No appraisal fees, saving you time and money
- No employment or minimum credit score requirements
- Customizable repayment options tailored to your needs
Service Areas
Source Capital proudly serves clients across California, including Southern California and the Bay Area. They also provide services in Arizona, Colorado, Texas, and Minnesota.
Client Testimonials
- “Communication was clear, funding was quick, and terms were as agreed upon. Highly satisfied!” – Brian Overstreet
- “Professional and easy to work with. Source Capital has always delivered consistent, reliable results.” – Michael Korn
- “They guided me through a stressful process and made it straightforward. Highly recommend!” – Lauren Marcus
Call to Action
If you’re navigating estate or probate challenges and need reliable financial support, Source Capital is here to help. Apply now to get a quick, no-obligation quote and secure your funding within days. Visit Source Capital’s website or to learn more.