Independent Lending

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skyscaper buildings

General Company Information

  • Website: ihlend.com
  • Company Address:
    • 120 Vantis, Suite 300
    • Aliso Viejo, CA 92656

Services Offered

Independent Lending specializes in probate loans, estate loans, and inheritance loans for California property owners. They provide short-term financing solutions using real estate as collateral, ensuring a fast and efficient process to assist heirs and beneficiaries during probate.

Key Services:

  • Short-term probate loans secured by estate real estate.
  • Loans to settle estate obligations, buy out heirs/beneficiaries, and preserve property tax rates.
  • Probate assistance to prevent delays caused by disputes or complex estate issues.

Unique Selling Proposition
Independent Lending offers a streamlined loan application process with minimal paperwork, fast approvals, and funding in as little as 7-14 days. They also provide expertise to help clients avoid issues like property tax reassessments.

Product Information

  • Loan/Advance Limits: Borrow up to 65% Loan-to-Value (LTV).
  • Interest Rates or Fees:
    • Rates as low as 7.99%.
    • No upfront fees.
  • Repayment Terms:
    • Flexible repayment options tailored to individual circumstances.

Other Highlights:

  • No credit score requirements.
  • Loans available for various property types (Single Family, Townhomes, Multifamily, etc.).
  • Funding for 1st, 2nd, and 3rd lien positions.

Testimonials/Reviews

Independent Lending prides itself on exceptional customer service, highlighted by over 130 five-star reviews on Zillow and Google.

Customer Testimonials:

  • “David Milo was professional from start to finish. He helped us secure an equity loan during a stressful time, and the process was smooth and quick. I highly recommend Independent Lending!” – Kelli, Orange, CA
  • “We had a great experience with Independent Lending. David kept us informed and helped us close in under two weeks. Highly recommend!” – Maggie, San Diego, CA
  • “After being rejected by other lenders due to my credit, David found a solution and got the job done fast. Forever thankful!” – Jennie, Newark, CA

Application Process

Independent Lending offers a simple and transparent loan application process. Here’s how it works:

  1. Get Pre-Approved:
    • Fill out a short application form online or via phone.
  2. Submit Documentation:
    • Provide basic property and estate details. Limited paperwork required.
  3. Approval Process:
    • Receive same-day approval for your loan.
  4. Funding:
    • Loans funded within 7-14 days, allowing for quick resolution of estate or probate challenges.

Call to Action
Visit ihlend.com today to apply for a probate loan in California. With dedicated support and fast approvals, Independent Lending is the expert partner you need to manage estate obligations efficiently.

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