General Company Information
Website: Approved Inheritance Cash
Market Coverage: Nationwide, with headquarters in Pasadena, California
Primary Service Areas:
- Heirs and beneficiaries of estates in probate
- Trust beneficiaries awaiting distribution
- Estate administrators and executors
- Probate and trust attorneys seeking funding solutions for their clients
Company Overview
Approved Inheritance Cash, Inc. (AIC) is a Pasadena-based inheritance funding company that helps beneficiaries, heirs, trustees, and estate administrators access inheritance funds that are otherwise tied up in probate or trust administration. Founded in 2010, AIC has built its business around working closely with probate and trust attorneys, positioning itself as a resource those legal teams can bring in when clients need liquidity before an estate settles. The company offers two core products: an advance for individual heirs and beneficiaries, and a separate advance designed specifically for estate administrators managing ongoing estate expenses.
Mission and Values
Mission: AIC’s stated mission is to help heirs, beneficiaries, and estate administrators avoid the financial strain of a long probate process by giving them access to inheritance funds well before an estate is settled, without adding debt, interest, or credit risk to their situation.
Core Values:
- Transparency: The company emphasizes explaining the assignment-of-interest structure clearly so clients understand it is not a loan.
- Attorney Partnership: AIC positions itself as a collaborator with probate and trust attorneys rather than a party that interferes with a case.
- Speed: The company highlights fast turnaround, often citing approvals and funding within 24 to 48 hours.
- Compassion: Marketing materials stress a supportive, low-pressure approach given the sensitive circumstances that bring clients to the service.
Services and Products
Heir Advance
The Heir Advance is AIC’s core inheritance advance product. A beneficiary assigns a portion of their future inheritance to AIC in exchange for an immediate cash payment. AIC is repaid directly by the estate once probate concludes, not by the heir personally, and because the transaction is structured as an assignment rather than a loan, no interest ever accrues.
Key Service Features:
- Funding available in as little as 24 hours after approval
- No credit checks or income verification
- Repayment comes from the estate, not out of the heir’s pocket
- Available to heirs and beneficiaries of both probate estates and trusts
What Funds Can Be Used For:
- Paying off personal debt
- Covering funeral expenses
- Making a down payment on a home
- Starting a business
- Legal fees and other estate-related costs
- Everyday living and emergency expenses
Administrator Advance
The Administrator Advance is a separate product built for estate administrators and executors who are fronting costs out of pocket while managing an estate. It is secured against estate assets rather than the administrator’s personal credit or income, and is intended as a short-term bridge, typically two years or less, to help settle the estate more efficiently.
Key Service Features:
- Secured by estate assets, not the administrator’s personal credit or income
- Short-term structure intended to bridge the estate to settlement
- Can be used to buy out one or more heirs without liquidating real property
What Funds Can Be Used For:
- Making mortgage payments on estate property
- Reinstating a property out of foreclosure
- Repairing or improving estate property to increase its sale price
- Settling claims against the estate at more favorable terms
- Paying attorney fees without selling estate real property
Financial Information
Advance Amounts: Not publicly disclosed; amounts are determined case-by-case based on the value of the expected inheritance.
Pricing: Not publicly disclosed on the company’s website.
Repayment Terms: Repaid directly by the estate at the close of probate; no monthly payments are required from the heir or beneficiary.
Fees: Structured as a non-recourse assignment rather than a loan, so no interest accrues; specific fee structure is not published and would need to be confirmed directly with AIC.
Eligibility Requirements:
- Must be an heir or beneficiary of an estate or trust
- The estate must be in probate
- The heir or beneficiary must be eligible to inherit $15,000 or more
- For trust beneficiaries, the trustee must confirm the trust documents permit an allocation of funds prior to final distribution
Application Process
AIC’s process is designed to move quickly once an estate’s basic details are confirmed, with the company often citing funding turnaround of 24 to 48 hours after approval.
Step 1: Initial Contact
- Call AIC directly or submit the online application
- Share basic information about the estate, the probate or trust case, and your relationship to the decedent
Step 2: Case Review
- AIC reviews probate or trust documents to confirm eligibility
- The company may coordinate directly with the estate’s attorney to verify details without disrupting the case
Step 3: Approval and Funding
- Once approved, the heir or administrator signs an assignment agreement
- Funds are released, often within 24 to 48 hours of final approval
Unique Selling Points
Two Distinct Advance Products
Rather than serving only individual heirs, AIC also offers a dedicated Administrator Advance for executors and administrators covering out-of-pocket estate costs, a narrower niche most inheritance advance companies don’t address directly.
Built-In Attorney Partner Program
AIC runs a formal attorney partner track with dedicated legal specialists, positioning itself as a resource probate and trust attorneys can refer clients to without losing control of the underlying case.
Fast, Document-Driven Turnaround
The company emphasizes funding within 24 to 48 hours of approval, which it attributes to a streamlined document review process built around probate and trust paperwork rather than personal credit underwriting.
Why Choose Approved Inheritance Cash
Competitive Advantages:
- Serves both heirs and estate administrators under one roof
- No credit checks, income verification, or upfront fees
- Established attorney referral relationships dating back to 2010
- Non-recourse structure means no interest and no personal repayment obligation
Service Coverage
Approved Inheritance Cash is headquartered in Pasadena, California, and states that it serves heirs, beneficiaries, trustees, and administrators nationwide rather than limiting its services to California estates.
- Pasadena, California (headquarters)
- Available to clients across the United States
Contact Information
Service Inquiry: Available through the online application or attorney partner inquiry form on the company’s website
Response Time: The company states that approvals and funding are often completed within 24 to 48 hours of a completed application
If you’re an heir, beneficiary, or estate administrator waiting on a probate or trust distribution, Approved Inheritance Cash may be able to help you access those funds sooner rather than later.